#shadow {
			height: 100%;
			width: 794px; /* this has to be 14 px wider than the wrapper */
			background: url('../images/left2.gif') top left repeat-y;
			margin: 5px auto 5px auto;
}
.footer_shadow {
			margin-left: auto;
			margin-right: auto;
			position: relative;
			z-index: 0;
			width: 794px;
/*			height: 10px;
			line-height: 10px;
			top: -6px;
*/			background: url('../images/bottom2.gif') no-repeat;
}


#wrapper {
  height: 100%;
  width: 780px;
  background-color: white;
  background-image:url(../images/background.gif); 
  margin: 10px auto 10px auto; 
  border: 1px solid #666666; /* grey  */
  text-align:left;
  clear: none;
  }
#content {
  height: 100%;
  min-height:400px;
  margin-top: 20px;
  margin-right: 15px; /* if increased, amortization.php wont fit */
  margin-left: 140px;
  color: #000000;
  background-color: #FFFFFF;
  font-size:13px;
  }

#leftcol {  
  font-family: Arial, Helvetica, sans-serif; /* if I dont repeat these 2 lines */ 
  font-size:13px;                           /*  it doesn't work for 33162-01  */
  height: 100%;
  margin-top: 0px;
  margin-bottom: 0px;
  margin-left: 0px;
  float: left;
  clear: left;
  display:inline; 
  width: 120px;
  }
#leftcol #nav ul {
  list-style-type: none;
  margin: 0; 
  padding: 0;
  font-size:90%;
  }
#leftcol #nav ul li {
  padding: 0;
  margin: 0;
  }
#leftcol #nav ul li a{
  text-align: left;
  color: #666666;                      /* grey   */
  display: block;
  padding: 4px 0 6px 14px;
  text-decoration: none; 
  height:14px;
  }
#leftcol #nav a:hover, #leftcol #nav a:focus { 
  background-color:#666666;
  color: #FFFFFF;
  }

#top {
  width: 780px;
  height: 132px;
  text-align: left;
  font-size: 36px; 
  color: #666666;                      /* grey  */
  background-color: rgb(243,240,185); /* sand  */
  margin-bottom:0px;
}

#smallwhite {
  width: 780px;
  height: auto;
  font-size: 10px; 
  color: #ffffff;
  background-color:	#663333;
  font-family: Arial, Helvetica, sans-serif;
  font-style: italic;
  text-align: right;
  margin: 0 auto; /* This means "0" top margin, and "automatic" left/right margins. */
  }

#linklist {
  margin-top: 0px;
  margin-left:40px;
  float:left;
}

.indented {
  padding: 5pt 25pt 10pt 25pt;
  }

#col1 {
  padding-left:1%;
  float: left;
  width: 19%; 
  height: 380px;
}
#col2 {
  padding-left:1%;
  float: left;
  width: 30%; 
  height: 380px;
}
#col3 {
  padding-left:1%;
  float: left;
  width: 22%; 
  height: 380px;
}
#col4 {
  padding-left:1%;
  float: left;
  width: 25%; 
  height: 380px;
}

.bottom {
  margin: 5pt 0 7pt 0;
  font-size: 12px;
  color: black;
}
.highlight {
  background-color: #FFFFED;
  border: 1px solid #E5E081;
  padding: 5px;
  color: #000;
}
.highlight2 {
  background-color: #F2F4F5;
  border: 1px solid #D5DCE0;
  padding: 5px;
  color: #000;
}

/*
a, a:link, a:visited {text-decoration:none;}
a:active  {text-decoration:none;      color:#FF0000}
*/
a:hover   {text-decoration:underline; color:white; background-color:blue;}

body {  
  font-family: Arial, Helvetica, sans-serif;
  color: #084A9E;
  margin:0; 
  padding:0; 
  height:100%; /* this is the key! */ 
  background-repeat: repeat-x;
  background-image:url(../images/gradient.jpg);
  background-color: rgb(177,177,177);
}

h1 {
  font-family: Arial, Helvetica, sans-serif;
  background-color: white; 
  color:#084A9E;
  margin-top: 0; 
  margin-bottom: 0;
  }
  
.containerscrolls {
  width: 150px;
  height:380px; 
  float:right;
  overflow: scroll;
  font-size:12px;
  }